The government has announced significant progress in empowering low-income earners and small businesses through the Financial Inclusion Fund, popularly known as the Hustler Fund.
By the end of May 2025, the Fund had disbursed over KSh 71 billion in affordable credit to support livelihoods and micro-enterprises across the country.
According to the latest report by treasury CS John Mbadi, more than 26 million customers have accessed the fund since its inception, with 9 million repeat borrowers, reflecting strong trust and demand for the initiative.
The repayment rate currently stands at 79%, a promising sign of responsible credit use among Kenyans.
“The Hustler Fund is not just about loans; it’s about economic dignity, inclusion, and laying the foundation for financial independence,” said Treasury Cabinet Secretary John Mbadi during the budget presentation.
The Fund is also playing a critical role in preparing borrowers for long-term financial growth. Notably, 4.5 million borrowers are now eligible to be graduated into mainstream financial institutions, improving their access to larger credit and formal banking services.
In a further effort to promote a culture of saving, the Fund has helped mobilize KSh 4.5 billion in savings from its beneficiaries—an important step toward future financial security.
